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At Gildersleeve & Associates our program is a debt solution that will help you avoid bankruptcy and fight creditor harassment.
This program is a superior solution to the other debt management alternatives. The reason is simple: debt negotiation reduces your debt amount owed.
When you enroll in our program, we will immediately contact each of your creditors to make them aware that we are now representing your interests and you would like to settle your outstanding balances. We know that no two situations are the same. We look at each client’s individual needs and can determine how many months you will be part of the debt negotiation program, based on a payment plan you can afford. Reaching a settlement usually takes many phone calls and communications between us and the creditor. Once an offer has been reached, and all parties, including yourself, have agreed to the settlement amount, we will advise you on how the payments should be applied to the new amount.
Unlike other debt management options, such as consolidation or credit counseling, negotiation actually reduces your debt amount. After each of your creditors has received the agreed amount in full, you are cleared of that debt. This makes negotiation an affordable way to improve your financial situation. Gildersleeve & Associates will continue to work on negotiating all of your balances until you have finally paid off the reduced amount. We work only for our clients, not for the benefit of the creditors. Our experienced negotiators have settled thousands of accounts with creditors, banks, and collection agencies, and will work vigorously on your debts until you are debt free.
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